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Wolf Money(portfolio update end April 2026)long post

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  (Image credit: juwai.asia) A friend in need is a friend indeed Australia and Singapore recently signed a bilateral agreement to strengthen energy security. Both countries need each other due to disruption in LNG supply to Singapore and fuel disruption to Australia from Qatar. We now import about 1/3 of our LNG needs from Down under. Our value to Australia will be in the area of priority access to refined petroleum products like diesel and jet fuel, where close to 50% of Australia’s imports come from Singapore. Singapore relies heavily on imported LNG for power generation. Australia as the world leading exporter of LNG can provide the extra LNG we need. Singapore is one of the major refineries in the world. We have many oil tankers coming from all over the world that help to supply our refineries with crude feed stock. From what I have gathered, Singapore refineries take in mostly mid to heavy crude from Middle East. We produce roughly 1.5m barrels per day in refined petroleum pro...
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Wolf Money(Singapore Savings Bonds May 2026 results)

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  (Source: MAS) The results for Singapore Savings Bonds May 2026 are out. $215m of the $300m on offer were taken up. That is more than 2/3 of the amount issued. The upcoming June SSBs are likely to come with a similar yield. The yield on the 10-years SGS is on an upward trend. Given the environment of raising yield, Singapore still has the lowest borrowing rates for government and corporations among developed economies. Foreign companies issuing SGD denominated bonds are gaining popularity. God Bless. 🙏 Please consider following us on telegram for the latest update on Lone Wolf investor by clicking on the link below. No form filling, no payment required, no collection of data, no data mining, no hard selling, no obligation.  https://t.me/joinchat/oCgkD3sQFRMzMWM1 Disclaimers   All investments is highly speculative in nature and involves substantial risk of loss. We encourage our reader to invest very carefully. We also encourage reader to get personal advice from your pr...
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Wolf Money(Olam Group)

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  (Image credit: Olam) The below article is for educational purpose only. Kindly refrain from taking any action. It shouldn’t constitute as an investment advice. Please read the disclaimer . I took a small position in Olam. The financial situation had eased up after the sale of Olam Agri to SALIC. The company completed the sale of an additional 44.58% to the Saudi buyer, in process taking in USD $1.88b. A put and call option would also allow Olam Group to sell and SALIC to buy an additional 19.9% for USD $799.6m, three years after the closing of the latest sales. A few weeks ago, on a separate announcement, Olam sold Mindspint for USD $375m. Both deals will bring more than USD $2b for the company. The proceeds will go towards debt reductions and dividend payments . The received amount reduces interest cost by more than USD $200m annually. The stock is trading at a 40% discount to nav. I am going small on my purchase due to their history of underperformance. God bless. 🙏 Please con...
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Wolf Money(Singapore Savings Bonds May 2026 review)

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  (Source: MAS) Welcome to another SSBs review. I am trying to be upbeat about this month’s return. Unfortunately, the 2.14% average yield on May SSBs for a period of 10 years is barely enough to cover the high-inflation environment we are in. I always suspect our inflation is running at a hotter number than the official rate. A fishball noodle selling at $4 bucks is now selling at $5. That is not 2.5% inflation. That is 25% hike in price. That being said, SSBs do have a place in everyone’s portfolio, especially as a short-term safe haven in my opinion. The first year yield of 1.4% and 1.59% represents an acceptable yield for those rainy day funds which can’t be subjected to any risk. SSBs can be redeemed at any point during the 10 year period subjected to a month turnaround with no capital loss. Furthermore, both the first two years yield are superior to most pure vanilla fixed deposits offered by banks. The closing date for this month’s SSBs falls on 27th April@9pm. God Bless. Pl...
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Wolf Money(world market review 13-19 April 2026)

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  (Image credit: Sarwa.co) Market Summary 13-19 Apr 2026 *USA* -US manufacturing output down 0.1% MoM in Mar, vs expectations for 0.1% gain, vs 0.4% up in Feb  -US industrial production down 0.5% MoM in Mar, vs 0.7% gain in Feb, missing expectation for 0.1% gain ± US factory orders stood at 0%, vs forecasted decline of -0.3% ± US producer prices up 0.5% MoM in Mar, driven by 1.6% surge in goods prices, largest increase since Aug 2023  -US small business optimism fell to 95.8 in Mar, lowest in 11 mths  + US jobless claims down 11,000 to 207,000 vs forecasted 213,000 + Fed still likely to cut rates in 2026 despite oil shock: Morgan Stanley  -US home builder confidence for newly built single-family homes fell to 34 in Apr, lowest in 7 mths  -US has shortage of at least 10m single-family homes: White House  + US Congress scale back bill targeting Chinese chipmaking  -Trump indicated he may reconsider the terms of trade agreement reached with UK, citin...
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Wolf Bargain(Cafe Lodge@YWCA)

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Most people have heard of YMCA , thanks to the 70s viral hit by Village People bearing the same name. I did not realise there was a beautiful half of the Christian Association. Young Women’s Christian Association is located in the prime Dhoby Ghaut area. The building is hidden at the foot of Fort Canning Park, away from the hustle and bustle of the shopping belt. (Sorry, not today)  When one walk through the door, YWCA gallery showcases the organisation’s history and their mission to empower women through various social initiatives greet the visitors. The timeline gives a glimpse of the great work accomplished by the organisation over the years.  (Donors’ wall) (The foundation stone of YWCA was laid by Puan Noor Aishah, Patron of YWCA on the 17th Aug 1967) (Cooking classes was taught by YWCA) (Childcare uniforms of yesteryears) YWCA was setup in 1968 to raise the social status and wellbeing of women in Singapore through promoting peace, justice, freedom and dignity for all. Th...
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