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Wolf Money(Kimly Ltd)

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  The below article is for educational purpose only. Kindly refrain from taking any action. It shouldn’t constitute as an investment advice. Please read the disclaimer . I bought back Kimly after the correction in the company’s share price. The stock is trading at a similar level which I paid for last year. The stock is trading with a 5.5% or 2c dividend a year. This comes on the heels of my recent HRnetGroup purchase, another high-yield stock. The stock is in a net cash position of $68m excluding lease liability.  I am rebuilding my portfolio with some safer stocks that are AI proof, a strong balance sheet and a good dividend yield etc. The growth for Kimly will likely come from government policy. I am expecting more CDC vouchers to be given by the government to help mitigate cost of living pressure and the potential economic leakages to Malaysia when the RTS opens. Kimly is one of the beneficiaries of such a policy as most of their coffees shops accept CDC vouchers. They are...

Wolf Money(Singapore Savings Bonds Nov 2026 results)

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  (Source: MAS) This month SSBs saw a rise in demand. Close to 3/4 of the issues found buyers. Next month SSBs will be slightly lower due to a general decline in long-term yields over the past week. The US Fed will be meeting today to set the interest rate direction. The 10 year UST will be keenly watched. God bless.  Please consider following us on telegram for the latest update on Lone Wolf investor by clicking on the link below. No form filling, no payment required, no collection of data, no data mining, no hard selling, no obligation.  Telegram Channel https://t.me/joinchat/oCgkD3sQFRMzMWM1 ( https://buymeacoffee.com/lonewolfinvestor ) Disclaimers   All investments is highly speculative in nature and involves substantial risk of loss. We encourage our reader to invest very carefully. We also encourage reader to get personal advice from your professional investment advisor and to make independent investigations before acting on information that we publish. Much of...

Wolf Money(Singapore Saving Bonds Nov 2026 review)

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  (Source: MAS) The recent rise in bond yields is pushing up yields on SSBs. The average yield for Nov SSBs comes in at 2.45%. The first year yield is an attractive 1.63%. With the higher yield, banks have to increase their fixed deposit rates to draw in the savers. Some banks are offering up to 2% on a 12-month fixed deposit. Ultimately, when there is competition, the savers benefit. The 10 SGS is trading close to 2.4%. I expect next month’s yield to be similar or even dip slightly. The closing date for this month’s application falls on 27th Oct@9pm. God bless.  Please consider following us on telegram for the latest update on Lone Wolf investor by clicking on the link below. No form filling, no payment required, no collection of data, no data mining, no hard selling, no obligation.  Telegram Channel https://t.me/joinchat/oCgkD3sQFRMzMWM1 ( https://buymeacoffee.com/lonewolfinvestor ) Disclaimers   All investments is highly speculative in nature and involves substant...

Wolf Money(HRnetGroup Ltd)

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  The below article is for educational purpose only. Kindly refrain from taking any action. It shouldn’t constitute as an investment advice. Please read the disclaimer . I bought an initial position in HRnetGroup on the assumption the good dividends will continue. I have no doubt given the huge cash pile in the company and good cashflow from the business, the generous dividend can continue. The group cash and liquid investments, which are mostly in t-bill, structured notes and gold, are highly fungible into cash. At $332m or 34c per share in cash and investments represent close to 50% of their share price. They are in net cash position with no debt. I am taking an initial interest to reconstruct my portfolio. At current price, the stock is trading at 6.5% yield. The company has paid out at least 4c over the last 4 years. They have decided to bump up the dividend by another 10% in 1H26 to 2.2c despite a 30% drop in net profit recently. If everything remains the same, the final year ...

Wolf Money(World Market Review 12-18 Oct 2026)

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  (Image credit: Moneycontrol.com) Market Summary 12-18 Oct 2026 *USA*  -US CPI up from 3.4% to 3.7% YoY in Sept, Core CPI rose 2.6% vs Aug’s 2.4%, gasoline rose 9.1%, accounting for >50% of headline index’s increase  -US producer price index up 1.3% MoM in Sept, up 6.3% YoY, largest 12-mth increase since Dec 2022, 2nd highest on record ± US business inventories in manufacturing and trade sectors rose 0.4% MoM in Aug to US$2.82 trillion, up 4.6% on annual basis   + US retail sales up by 0.8% MoM in Sept on gasoline receipts, landing at US$745.0bn, vs forecasts 0.3% gain   -US major indexes closed the wk mostly lower, sharp sell-off in AI related stocks, Nasdaq declining 4.48% + US initial applications for jobless benefits at 199,000, 5th consecutive reading below 200,000 + US weekly employment added 24,750 jobs: ADP   -US budget deficit stood at US$1.99 trillion for 2026 fiscal year, largest in 5 years  + US industrial production up 0.7% MoM in Sept...

Wolf Review(The Pocket Tiffany by Caroline Young)

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  (Contents) The Pocket Book on Tiffany & Co by Caroline Young gives a concise overview of the history of Tiffany. Tiffany is known for its fine jewellery and quality luxury products. From diamond to the little blue box, in the process bringing joy to millions of ladies.  The journey of Tiffany started in Killingly, Connecticut, US. At the age of 15, Charles Lewis Tiffany managed the family general store and the family cotton manufacturing business. He had great ambitions of setting up his own company, which he later founded together with John B. Young, his childhood schoolmate, with the help of a $1000 loan from his dad. Tiffany’s journey to becoming one of the world’s most admired brands began in New York in 1837. The former name of Tiffany & Young gave way to Tiffany & Co after co-founder, John Young decided to sell out. With sole ownership, Charles began experimenting with unique marketing strategies. Direct mailing catalogue was revolutionary at its time. The...

Wolf Money(World market review 5-10 Oct 2026)

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  (Image credit: medium.com) Market Summary 5-10 Oct 2026 *USA*  -US median inflation expectations for year ahead rose 0.3% to 3.9% in Sept, highest level since May 2023  -Fed most officials see another rate hike by year end: Minutes  -US Oct Index of Consumer Sentiment reading dropped to 5-mth low of 46.3   + US ISM reported its services PMI at 54.9 in Sept vs 55.4 in Aug; Survey’s prices index up 1.4 pts to 74, highest since Jul 2022  + US initial jobless claims fell to 197,000 at over 2-mth low, below forecasted 200,000 claims  -US trade deficit soared 13.7% to US$105.6bn MoM in Aug   -US crude inventories fell by 3.186m barrels, biggest drop in 5 weeks  -US 30-year fixed mortgage rate up 19bps to 7.49%, highest since Nov 2023; mortgage applications fell 3.2% to 20-mth low  -US sells US$38.7bn in 10-year notes at 5.3% yield, sells US$21.9bn in 30-year bonds at 5.618 yield  -US Congressional Budget Office estimates US 2026 budget ...