Lone wolf investor

  (Image credit: Olam) The below article is for educational purpose only. Kindly refrain from taking any action. It shouldn’t constitute as an investment advice. Please read the disclaimer . I took a small position in Olam. The financial situation had eased up after the sale of Olam Agri to SALIC. The company completed the sale of an additional 44.58% to the Saudi buyer, in process taking in USD $1.88b. A put and call option would also allow Olam Group to sell and SALIC to buy an additional 19.9% for USD $799.6m, three years after the closing of the latest sales. A few weeks ago, on a separate announcement, Olam sold Mindspint for USD $375m. Both deals will bring more than USD $2b for the company. The proceeds will go towards debt reductions and dividend payments . The received amount reduces interest cost by more than USD $200m annually. The stock is trading at a 40% discount to nav. I am going small on my purchase due to their history of underperformance. God bless. 🙏 Please con...

  (Source: MAS) Welcome to another SSBs review. I am trying to be upbeat about this month’s return. Unfortunately, the 2.14% average yield on May SSBs for a period of 10 years is barely enough to cover the high-inflation environment we are in. I always suspect our inflation is running at a hotter number than the official rate. A fishball noodle selling at $4 bucks is now selling at $5. That is not 2.5% inflation. That is 25% hike in price. That being said, SSBs do have a place in everyone’s portfolio, especially as a short-term safe haven in my opinion. The first year yield of 1.4% and 1.59% represents an acceptable yield for those rainy day funds which can’t be subjected to any risk. SSBs can be redeemed at any point during the 10 year period subjected to a month turnaround with no capital loss. Furthermore, both the first two years yield are superior to most pure vanilla fixed deposits offered by banks. The closing date for this month’s SSBs falls on 27th April@9pm. God Bless. Pl...

  (Image credit: Sarwa.co) Market Summary 13-19 Apr 2026 *USA* -US manufacturing output down 0.1% MoM in Mar, vs expectations for 0.1% gain, vs 0.4% up in Feb  -US industrial production down 0.5% MoM in Mar, vs 0.7% gain in Feb, missing expectation for 0.1% gain ± US factory orders stood at 0%, vs forecasted decline of -0.3% ± US producer prices up 0.5% MoM in Mar, driven by 1.6% surge in goods prices, largest increase since Aug 2023  -US small business optimism fell to 95.8 in Mar, lowest in 11 mths  + US jobless claims down 11,000 to 207,000 vs forecasted 213,000 + Fed still likely to cut rates in 2026 despite oil shock: Morgan Stanley  -US home builder confidence for newly built single-family homes fell to 34 in Apr, lowest in 7 mths  -US has shortage of at least 10m single-family homes: White House  + US Congress scale back bill targeting Chinese chipmaking  -Trump indicated he may reconsider the terms of trade agreement reached with UK, citin...

Most people have heard of YMCA , thanks to the 70s viral hit by Village People bearing the same name. I did not realise there was a beautiful half of the Christian Association. Young Women’s Christian Association is located in the prime Dhoby Ghaut area. The building is hidden at the foot of Fort Canning Park, away from the hustle and bustle of the shopping belt. (Sorry, not today)  When one walk through the door, YWCA gallery showcases the organisation’s history and their mission to empower women through various social initiatives greet the visitors. The timeline gives a glimpse of the great work accomplished by the organisation over the years.  (Donors’ wall) (The foundation stone of YWCA was laid by Puan Noor Aishah, Patron of YWCA on the 17th Aug 1967) (Cooking classes was taught by YWCA) (Childcare uniforms of yesteryears) YWCA was setup in 1968 to raise the social status and wellbeing of women in Singapore through promoting peace, justice, freedom and dignity for all. Th...

  (Image credit: middleeasteconomy.com) Market Summary 6-12 Apr 2026 *USA* -US-Iran end 21-hr peace talks without agreement; Trump says US to blockade ships crossing Strait of Hormuz  -US annual inflation rate jumped to 3.3% in Mar, highest level since May 2024, vs 2.4% in Jan n Feb; up 0.9% MoM; US Core CPI gain 0.2% MoM, up 2.6% YoY -US GDP revised down to 0.5% in Q4, vs 0.7% previous estimate  ± US PCE grew 0.5% or US$103.2bn MoM in Feb -US year-ahead inflation expectations rose to 4.8% in Apr, vs 3.8% in prior mth at 8-mth high  -US personal income fell by 0.1% MoM in Feb, vs 0.4% increase in Jan  -US Uni Michigan’s Consumer Sentiment Index plummeted 11% to historic low of 47.6 in early Apr   -US energy prices surged 12.5% YoY in Mar, hits over 3-year high  + US crude inventories up by 3.1m barrels  -US S&P Global Services PMI Index declined to 49.8 in Mar + US Services PMI at 54% in Mar, vs 56.1% in Feb  + US new orders for factory g...