Lone wolf investor

  (Image credit: Freepik.com; Happy Holidays for to my readers celebrating the festival) (Image credit: The Straits Times; Coffee bean prices going through the roof) Musings I have been observing how the inflation situation is developing. Given the renewed attack on ships in the Red Sea by the Houthi. The geopolitical tensions in the Middle East between Israel and Iran added a layer of uncertainty to the price of oil. The better than expected job numbers in the US are all inflationary. The lower inflation numbers around the world may not last beyond this year. So far the equity market has not priced in the potential higher inflation numbers next year. Furthermore, the market has all, but ruled out a possibility of a rate freeze or even a reflation of the Fed fund rates. Although it is not a done deal. Participants of the equity market should brace themselves for any eventuality. Another high inflationary environment might send the stock market running for cover. Just saying. It is ...

(Source: MAS) Nov 2024 SSBs result was a washout. It was massively undersubscribed. Kudos! to my fellow Singaporeans who could tell a good yield from a bad one. Base on the uptick in 10 years SGS bonds, Dec SSBs is likely to come with a higher yield.  Please consider following us on telegram for the latest update on Lone Wolf investor by clicking on the link below. No form filling, no payment required, no collection of data, no data mining, no hard selling, no obligation.  https://t.me/joinchat/oCgkD3sQFRMzMWM1 Disclaimers   All investments is highly speculative in nature and involves substantial risk of loss. We encourage our reader to invest very carefully. We also encourage reader to get personal advice from your professional investment advisor and to make independent investigations before acting on information that we publish. Much of our information is derived directly from information published by companies or submitted to governmental agencies on which we believe a...

  (Contents) The book,  BOARDROOM KNOCK OUT, HOW SINGAPORE’s INVESTOR WATCHDOG FIGHTS FOR MINORITY SHAREHOLDERS , was launched in conjunction with SIAS’s 25th anniversary . The book documented SIAS’s history and achievements over the past 25 years. It was a book befitting SIAS’s silver jubilee celebration. SIAS was founded by Mr. David Gerald under very difficult circumstances. It was born in the aftermath of the CLOB saga which 172,000 Singaporean investors faced the prospect of losing their life savings due to the Malaysia government outlawing CLOB shares traded on the Singapore exchange. Some investors couldn’t take the sudden shock which resulted in heart failure. Some investors were weeping their hearts out as the situation turned dire. Then came Mr. Gerald’s calling. He was emotionally drawn by the noble cause of helping retail investors to get back their hard-earned money. As I quoted the legend, “If no one comes forward to help the victims, there will be no one to help...

  Yesterday evening, I attended a book launch organised by SIAS. The title,  BOARDROOM KNOCK OUT, HOW SINGAPORE’s INVESTOR WATCHDOG FIGHTS FOR MINORITY SHAREHOLDERS , was a collection of SIAS’s history and achievements over the past 25 years. The evening at Book Bar was a unique setting for a book launch. The Founder, President and CEO of SIAS, Mr. David Gerald was on hand to sign autographs for guests. The small group of guests were mingling and sharing their hope and outlook for our stock market. It was an intimate affair. During the event, there were many interesting stories shared. SIAS was founded by Mr. David Gerald under very difficult circumstances. It was born in the aftermath of the CLOB saga which 172,000 Singaporean investors faced the prospect of losing their life savings due to the Malaysia government outlawing CLOB shares traded on the Singapore exchange. Some investors couldn’t take the sudden shock which resulted in heart failure. Some investors were weeping t...

  I have decided to sell my holdings in Singapore Post to lock in the gain. In process, achieving a rate of return of more than 25% for a 1.5 months holding period. Partial gains will be donated to some of the charity that I support to thank them for doing God’s work. More details at the end of month portfolio update. Thank you. God Bless. 🙏 Please consider following us on telegram for the latest update on Lone Wolf investor by clicking on the link below. No form filling, no payment required, no collection of data, no data mining, no hard selling, no obligation.  https://t.me/joinchat/oCgkD3sQFRMzMWM1 Disclaimers   All investments is highly speculative in nature and involves substantial risk of loss. We encourage our reader to invest very carefully. We also encourage reader to get personal advice from your professional investment advisor and to make independent investigations before acting on information that we publish. Much of our information is derived directly from i...

  (Source: MAS) As expected, the yield for this month’s SSBs mimic the declining yield on SGS 10 years bonds. SSBs yield is likely to fall within 2.5 to 2.9% for the next few months, baring any renewed rise in inflation numbers. From my observations, there might be renew inflation pressure given the stronger than expected job numbers in the US. The re-inflation of oil prices due to the Middle East conflict, adding a layer of uncertainty on another jumbo rate cut by the Fed in the upcoming Nov meeting. I am in the camp where interest rates will stay higher for a much longer period than the market expected. The market expectation was for the Fed fund rate to cut towards the 3% mark by the end of 2026. My guess it will float around the 4% mark for the whole of 2025 and sliding toward the 3.5% in 2026. Just saying. No prize for guessing it correctly. The closing date for the Nov issue falls on 25th Oct@9pm. I will skipped current issue since there are better alternative in some other s...

  (Image credit: WomderfulQuote) Market Summary 7-13 Oct 2024 *USA*  + US annual inflation rate slowed for 6th consecutive mth to 2.4% in Sept, lowest since Feb 2021, from 2.5% in Aug  + US core PPI rose by 0.2% from previous mth in Sept  -US core consumer price inflation edged higher to 3.3% in Sept from 3-year low of 3.2% recorded in 2 previous mths  -US year-ahead inflation expectations rose to 2.9% in Oct, up from near 4-year low of 2.7% in Sept: Uni of Michigan  + US producer prices unchanged in Sept; modest rise in cost of services was offset by cheaper goods  -US consumer sentiment slipped to 68.9 in Oct from 70.1 in Sept on frustration over high prices: Uni of Michigan  + US wholesale prices unchanged in Sept, another sign that inflation is returning to something close to normal  + US energy index fell by 6.8% over past 12 mths in Sept, the most in over a year -US food inflation accelerated in Sept reaching 8-mth high of 2.3% from 2.1...

  (Source: Tradingeconomics.com; Falling SGS 10 years yield from a high of 3.5% to 2.75% over the last 6 months) As the interest rate starts to fall for T-Bill and SSBs, I am on a mission to search for the next risk-free product to house some cash and in the meantime, continue to have access to the capital just in case the market goes through a sharp correction. GXS Bank The digital bank is one of the two new kids on the block in our banking scene. The digital bank is a joint venture between GRAB and SingTel. The saving account provides a base interest of 2.38% p.a. Account holders have the option to set up a max of 2 boost pockets for 1 or 3 months. Effectively, it is structured like a fixed deposit. Interest range from 3.08% p.a for a month boost pocket to 3.28% p.a for a 3 month pocket. There is a maximum of $30,000 for each boost pocket. There is no penalty for early termination, but normal saving rates will apply.  (Source: Up to 30k per boost pocket) MariBank MariBank is...