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Wolf Money(world market review 6-12 Oct 2025)

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(Image credit: investingnote.com) Market Summary 6 – 12 Oct 2025 *USA* + FOMC released minutes from Sept, detailing most participants thought it’s appropriate to ease further  + US Composite PMI Output at 53 in Sept, falling from 54.6 in Aug   + US Services PMI growth down from 52% to 50% in Sept, below expectations  -US Consumer Sentiment Index slipped 0.2% MoM in Oct at 55, down 22% on annual level  -Trump announced additional 100% tariffs on Chinese goods beginning Nov 1 -US >4000 federal workers fired amid govt shutdown  -US tariffs full impact may be felt in 2026: WTO  ± US sells US$58bn in 3-year notes at 3.576%, US$38.9bn in 10-year at 4.117% yield, US$21.9bn in 30-year at 4.734% yield  -US imposed sanctions on about 100 individuals, entities and vessels, including a Chinese independent refinery n terminal over Iran’s oil n petrochemicals trade  -US will start imposing hefty new fees on ships owned, operated, or built by Chinese companie...

Wolf Money(CH Offshore Ltd)sold

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  I have decide to sell CH Offshore Ltd for a small profit of 13%. I am not pursuing the speculative idea given the elevated market in general. More detail at the end of the month update. God Bless. Please consider following us on telegram for the latest update on Lone Wolf investor by clicking on the link below. No form filling, no payment required, no collection of data, no data mining, no hard selling, no obligation.  https://t.me/joinchat/oCgkD3sQFRMzMWM1 Disclaimers   All investments is highly speculative in nature and involves substantial risk of loss. We encourage our reader to invest very carefully. We also encourage reader to get personal advice from your professional investment advisor and to make independent investigations before acting on information that we publish. Much of our information is derived directly from information published by companies or submitted to governmental agencies on which we believe are reliable but are without our independent verificat...

Wolf Review(The Last Fools by Peh Shing Huei)

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  (Contents) For every successful individual, there are probably hundreds or even thousands toiling their time away, working behind the scenes to make things happen. Nothing out of the ordinary when bosses get the credit and the subordinates gets the work. The Last Fools: The Eight Immortals of Lee Kuan Yew by Peh Shing Huei , plays tribute to those deputies for their important role in our initial years of nation building. They are your Robin means to Batman. Charlie Munger to Warren Buffett. Dr. Watson to Sherlock Holmes. They are the important side-kick that makes things work behind the scene. They are not often in the limelight, but without their strong executional ability the bosses of the world can’t flourish.  We all know about the brilliant of Lee Kwan Yew, Goh Keng Swee and S.Rajaratnam. Most Singaporeans knew little about the heroes behind the implementation of our national policies. In the book, there are men that literally change the course of history. Men that drov...

Wolf Money(world market review 29 Sept - 5 Oct 2025)

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  Image credit: GRACIOUSQUOTES.COM) Market Summary 29 Sept – 5 Oct 2025 *USA* -White House: mass layoffs of US federal workers are “imminent” and could result in ppl permanently losing their jobs within days  -Trump: there would be firings and project cuts if US shutdown continues  -US federal shutdown will cut off vital economic data  -Fed Vice chair pointed out a significant slowdown in economic growth for H1; US GDP annual growth stood at 1.6% vs 2.4 in 2024  -US Consumer Confidence Index slid 3.6 pts in Sept to 94.2 on labour market worries, lowest level since Apr 2025 + US Composite PMI Output at 53.9 in Sept, vs 54.6 in Aug  ± US ISM Services PMI fell to 50 in Sept from 52 in Aug  -US Business Activity Index declined from 55 to 49.9 in Sept; employment index at 47.2 vs 46.5 in Aug ± US New Orders Index down from 56 to 50.4 in Sept; Supplier Deliveries index up from 50.3 to 52.6  -US report shows hiring at lowest since 2009, jobless level bar...

Wolf Money(portfolio update end Sept 2025)part 2 long post

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  (Bala’s curve) Ho Ho Ho!!…. Santa has no gift Mdm. Ho Ching reminds new buyers of older HDB flats not to expect generous benefits from government policies when the VERS is launched. They shouldn’t expect leases on the flats to be extended at a favourable term too. A 99-years leasehold will expire without value. In my opinion, she is correct about the lease decaying, but trying to manage expectations is difficult because HDB was seen by many not only as a roof over their head. It also act as a retirement nest egg for many. The status of HDB decaying leases had been vague for many years before 2015. The commingling of HDB as a retirement tool has the potential to stork public discourse among retirees who can’t cash out at a reasonable price for their retirement. The government of the day will need to face the consequences of having to make a populous decision vs losing the popularity vote, as HDB has been seen as the prime retirement asset of many retirees. When survival is at stak...

Wolf Money(world market review 22-28 Sept 2025)

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  (Image credit: AZQuotes.com Market Summary 22-28 Sept 2025 *USA* + US personal spending up 0.6% MoM to US$21.112 trillion in Aug, the sharpest increase in 5 mths  -US Consumer Sentiment Index down 5.3% MoM in Sept to 55.1 pts, dropped by 21.6% YoY   ± US PCE up 0.6% MoM or US$129.2bn in Aug. PCE price index grew 2.7% YoY and 0.3% MoM   + US core PCE price index up 0.2% MoM as expected  + US initial jobless claims sank by 14,000 to 218,000 at 2-mth low  + US inflation-adjusted consumer spending rose 0.4% in Aug, core personal consumption up 0.2% YoY  + US GDP revised up to 3.8% YoY in Q2 on strong consumer spending, up from previous estimate of 3.3% ± US year-ahead inflation expectations at 4.7% in Sept, vs Aug’s 4.8%, 5-year inflation revised down to 3.7% from 3.9%   + US corporate profits up 0.2% to US$3.259 trillion in Q2, after a revised 0.6% fall in Q1  + US personal income up 0.4% MoM to US$26.280 trillion in Aug, same pace as Jul + US...