Lone wolf investor

  (Image credit: FPCreatives; Canadian PM at Davos) Market Summary 18-24 Jan 2026 *USA* + US Composite PMI Output Index at 52.8 in Jan, vs 52.7 in Dec, Services PMI unchanged at 52.5, remains at 8-mth low   + S&P Global US Manufacturing PMI inched up to 51.9 in Jan, vs 51.8 in Dec, in line with market expectations of 52 + US personal consumption expenditure (PCE) rose 0.5% to US$98.6bn in Nov  + US consumer sentiment index revised up to 56.4 in Jan vs 52.9 in Dec; down by 21.3% on annual level + US Q3 GDP grew by 4.4% YoY in Q3, up from 4.3%: updated estimate by BEA  ± US initial jobless claims up by 1000 to 200,000; personal income rose 0.3% MoM to US$26.403 trillion in Nov  -US pending home sales down by 9.3% in Dec + US sells US$20.9bn in 10-year Treasury Inflation-Protected Securities resulted high yield of 1.94%  -US private credit investors withdrew >US$7bn from Wall Street’s largest funds in late 2025, Apollo Global, Ares Mgnt, Blackstone, HPS...

  (Image credit: Wikipedia; Salvador Dali, The Persistence of Memory) Our time is timed This topic was something I always wanted to talk about. Our time is timed. The subject of today’s write-up is about time management. I hope the readers indulge me for just once. I was supposed to meet an ex-colleague for lunch recently. It didn’t turn out well because he was late, even after he had rearranged to a later timing. No sms, try calling him twice, no response. Total MIA. Coincidentally, I met him 30 minutes after I left at a nearby junction. I did register my displeasure with him.  I am not a time waster, neither should anyone be. I always try to be early for my appointment due to the nature of my work as a former broker. Imagine putting a trade 1 second after closing. It can have a catastrophic outcome, financially.  I put my best foot forward to having a good conversation with the people I meet. Most friends can ascertain to that. I have this mantra. If I can’t be on time ...

  Another year, another SSBs issue. Using February 2026 SSBs 2.25% as an inflation hedge for 10 years is a poor choice, but if you are looking for a fixed deposit to place. SSBs provide another alternative. The first year of 1.35% and the second year of 1.47% is slightly higher than most fixed deposit rate offered by the banks. This month SSBs are probably more suitable for investors who need to keep their capital safe and liquid for the next couple of years. Closing date for Feb SSBs falls on the 27th Jan@9pm. God bless.  Please consider following us on telegram for the latest update on Lone Wolf investor by clicking on the link below. No form filling, no payment required, no collection of data, no data mining, no hard selling, no obligation.  https://t.me/joinchat/oCgkD3sQFRMzMWM1 Disclaimers   All investments is highly speculative in nature and involves substantial risk of loss. We encourage our reader to invest very carefully. We also encourage reader to get pers...

  (The unmistakable logo) (I am not the only one eating a Chicken Sandwich for breakfast) I bet 90% of people never tasted a Chick-fil-A Chicken Sandwich, unless you have gone to the states or joined the endless queue at Bugis +. Here I am, having my chicken sandwich at 10am. It was my first time eating a meal at Chick fil-A. Is the first Chick-fil-A outlet in Singapore and in Asia worthy of the hype?  (The restaurant is welcoming and clean) The answer to the above question is a resounding YES! A bit of history of Chick-fil-A. The restaurant was founded in 1946 by S. Truett Cathy, Hapeville, Georgia, where he invented the now famous Chicken Sandwich using pressure fryer. The family-owned business have 700 stores worldwide. A few hundred applicants applied to run the local franchise, but only one was successful. The owner is careful not to rush with new store opening to maintain quality. (A timeline of their history) The sandwich is nice and warm. The chicken fillet is moist an...

  (Image credit: IREIT GLOBAL) The below article is for educational purpose only. Kindly refrain from taking any action. It shouldn’t constitute as an investment advice. Please read the disclaimer . I am starting the new year with a test case purchase at IREIT GLOBAL. The REIT’s performance has been poor since listing 10 years ago. The major contributor of that weakness was due to Berlin Campus vacancy, a massive office complex vacated by a German insurer. Berlin Campus alone contributed more than 20% of the REITs income previously. The second point was the money required to spruce up the space to attract new tenants to a tune of up to SGD $250m, which put pressure on the already weak gearing numbers. Third, the rising interest rate. The REIT had previously lock in a low interest rate before covid, now faces higher interest rates. The higher interest affects DPU. The REIT manager has been working behind the scenes to lease the rest of the unoccupied space on Berlin Campus. Two hote...

  Market Summary 5-11 Jan 2026 *USA* ± US nonfarm payrolls added 50k MoM payrolls in Dec, lower than downwardly revised 56k in Nov, vs forecast of 60k  + US jobless rate fell slightly to 4.4% in Dec from 4.5% in Nov -US manufacturing sector lost 8000 jobs in Dec n total 75,000 in 2025 on 8-mth decline  + US trade deficit at US$29.4bn in Oct, down 39% MoM; imports down 3.2% to US$331.4bn, exports rose 2.6% to US$302bn  + US private payrolls rose 41,000 in Dec, vs loss of 29,000 in Nov + US average hourly earnings for all employees on private nonfarm payrolls rose by 0.3% or 12 cents to US$37.02 in Dec  + US consumer sentiment index inched up 2nd consecutive mth to 54 in Jan, highest since Sept 2025 + US 10-year Treasury note rose to 4.2% at near 5-mth high  + S&P 500 rallied to record high, lifted by Broadcom n other chipmakers  ± Trump proposed a record US$1.5 trillion defense budget, an annual increase of US$500bn  + Trump meets with oil and ...