Wolf Money(Singapore Savings Bonds May 2026 review)

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(Source: MAS)

Welcome to another SSBs review. I am trying to be upbeat about this month’s return. Unfortunately, the 2.14% average yield on May SSBs for a period of 10 years is barely enough to cover the high-inflation environment we are in. I always suspect our inflation is running at a hotter number than the official rate. A fishball noodle selling at $4 bucks is now selling at $5. That is not 2.5% inflation. That is 25% hike in price. That being said, SSBs do have a place in everyone’s portfolio, especially as a short-term safe haven in my opinion. The first year yield of 1.4% and 1.59% represents an acceptable yield for those rainy day funds which can’t be subjected to any risk. SSBs can be redeemed at any point during the 10 year period subjected to a month turnaround with no capital loss. Furthermore, both the first two years yield are superior to most pure vanilla fixed deposits offered by banks. The closing date for this month’s SSBs falls on 27th April@9pm. God Bless.

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Disclaimers 

All investments is highly speculative in nature and involves substantial risk of loss. We encourage our reader to invest very carefully. We also encourage reader to get personal advice from your professional investment advisor and to make independent investigations before acting on information that we publish. Much of our information is derived directly from information published by companies or submitted to governmental agencies on which we believe are reliable but are without our independent verification. Therefore, we cannot assure you that the information is accurate or complete. We do not in any way whatsoever warrant or guarantee the success of any action you take in reliance on our statements. All information provided are for education only. Buyer beware,do you own due diligence.

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