Wolf Money(Singapore Savings Bonds Sept 2026 review)

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(Source: MAS)

It is no surprise the yield on the SSB has increased. It follows the trend of increasing yields around the world for long-dated bonds. The bond markets, especially in the US, Japan and the Eurozone are under pressure from inflation. The central banks are walking on tight rope as an increase in bond yield adds balance sheet pressure on companies doing refinancing. The first yield of the SSBs is producing a yield of 1.52%. With the rising yield. It is best to shop around for a higher yield on a short term fixed deposit. I have seen banks offering an interest rate of 1.68% for a 6 month deposit. If the banks are paying higher interest on deposit, interest rates on SGD loan will have to go up to compensate for higher deposit rates. Closing date for this month SSBs falls on 26th Aug@9pm.


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